Loans

EASY Once you have become a member and have saved regular amounts over a 13 week period you can apply for a loan of up to three times the value of your savings BORROW & KEEP SAVING We encourage all members to continue to save at least a minimum amount even while repaying their loan. That way, when you have repaid your loan in full, you will have more savings than you started with. Please note: by law only members over 18 are eligible for loans.

Please note: by law only members over 18 are eligible for loans.

Benefits of a Loan

 Interest is charged at a maximum of 1% per month on the reducing balance of your
    loan.

 If you pay the loan off quicker than you originally intended you'll pay less interest!

 No charge to reschedule or repay early.

 Absolutely no other charges and no hidden fees!

 You don't need a bank account.

 You don't have to be employed.

 You could've been refused credit elsewhere.

A LOAN FROM US IS BASED ON YOUR SAVINGS RECORD WITH US! YOU JUST NEED TO BE A MEMBER & SAVE REGULAR AMOUNTS (£1 up) .